• Check what each university offers

    When you visit universities for an open day it's a good chance to ask about the types of loans, bursaries and scholarships you might be able to get. The University of Sheffield's funding website is a good source of information too. Be sure to make a note of any awards you want to apply for so you don't miss any deadlines.

  • Check application timetables

    When you research what funding is available make a note when you need to apply for things. Student loans, grants and scholarships all have different application methods and deadlines.

  • Paying tax

    If you’re planning on getting a job whilst studying make sure you pay the right amount of tax. You can work it out using the Tax Guide for Students website.

  • Housing inventory

    Whether you're living in halls or private housing it's worth taking some time to create an inventory and take pictures of your house/flat. It could save you some money in the long run.

  • Share utility bills when you move in

    If you are sharing a house all of you are responsible for the utility costs. Register everyone’s name with each company so that you are all liable for the bills. Make sure you take readings when you move in so you only pay for what you've used.

  • First student loan instalment

    The first student loan instalment will be paid 3-5 days after you register.

  • First student loan instalment, final year

    The first student loan instalment will be paid 3-5 days after you register. Remember you'll get slightly less funding in your final year compared to other years so you'll need to adjust your spending accordingly.

  • Reassess your budget

    Check your budget to make sure you're all set for your final year by using our Money Planner. You'll be a pro at this by now.

  • Figure out how much you'll get

    The University of Sheffield's Student Funding Calculator will help you figure out how much money you could have to live on when you start your course. It adds up your Student Loan and bursary (if eligible) and also suggests any scholarships you might be able to apply for.

  • Delay In Funding

    If you experience a delay in your funding it's important to let the University know, particularly if you have an accommodation payment due.

    You'll still be able to register and the University may be able to help you in the short-term if your funds are delayed. The Student Advice Centre can help you check everything is in place to get your funding sorted ASAP.

  • Council Tax exemption

    All full-time students are exempt from paying Council Tax. Download your exemption letter from the self-service tab in your University portal (MUSE). You can also go in person to the Student Services Information Desk to request a signed and stamped version of the letter.

  • Student Discount

    A student card opens a whole world of discounts. From reduced bus fares to cheap haircuts, make sure you ask everywhere you go if they offer student discount.

  • University of Sheffield Bursary

    We'll email you before the end of October to confirm whether you're eligible for a University of Sheffield Bursary or not.

  • Book travel well in advance

    Cheap train tickets are usually released 12 weeks in advance. If you're travelling home at Christmas book your travel now to save on the cost.

  • Next year's housing deposit

    Most landlords will ask for a deposit when you sign for next year's house. Try and budget for this by putting a little bit of money away each month.

    You should also check if you'll have any overlap of your contracts and plan ahead if you do. Sometimes students end up paying two lots of rent in one month.

  • Figure out how Student Finance works

    It's important you understand how much going to university will cost and what funding you are eligible for. Our short Fees and Funding video explains how it all works.

  • Start saving

    Even if it's only £10 per month, putting a little bit of money aside each month will give you more money to spend during your studies.

  • Get a part-time job

    If you start to run low on money you might want to look at getting a part-time job. The Job Shop can help you find something suitable.

  • Save energy

    It may be getting colder and darker outside but switching lights off when you leave the room and turning your heating down a notch can save you lots of money over the year.

  • Get support with your finances

    November is a peak time when students start to run out of money. If you're starting to run low on funds don't panic! Get in touch with the Student Advice Centre in the Students' Union who can help you look at your budget and make sure you're accessing all of the funds you're eligible for.

  • Considering postgraduate study?

    Lots of postgraduate open days and information fairs take place during November. Get in there early and make a note of any application and scholarship deadlines that you don't want to miss.

  • Start to think about your budget

    As well as knowing how much money you've got coming in, you need to know how much you'll have going out. Our Money Planner will help you figure out how much you need.

  • Christmas ideas

    If you're worried about the cost of text books or materials for next term why not stick them on your wish list to Santa? You might find a relative would rather get you something you really need.

  • Confirm childcare costs

    If you've received a Childcare Grant this year don't forget to complete and return your CCG2 form to confirm your childcare costs for the term.

  • Suit for Christmas

    Why not ask for clothes vouchers for Christmas? That way you can afford the suit you will need for interviews.

  • UCAS deadline

    Once the UCAS deadline has passed for the majority of courses it's time to start thinking about getting your funding sorted.

  • Unwanted Christmas presents?

    Not a fan of those novelty socks your auntie got you? Selling any unwanted gifts could give your budget a boost for the next term.

  • Second student loan instalment

    The second student loan instalment will be paid after Christmas.

  • Check postgraduate funding

    If you're considering studying a postgraduate course it's a good idea to look in to the funding as early as possible. Much like undergraduate scholarships, postgraduate awards usually have deadlines too so it's a good idea to make a note of any you want to apply for.

  • Scholarship deadlines approaching

    The University of Sheffield offers a variety of scholarships. Remember to make a note of any deadlines so you don't miss your chance to apply. Our Student Funding Calculator will help you figure out what you can apply for.

  • Apply for funding

    Applications for Student Finance usually open around the end of February.

    If you have a disability or specific learning difficulty you can apply for Disabled Students' Allowances as part of your application.

    If you have any adults or children who are financially dependent on you this is the time to apply for the supplementary grants too. You can apply for the Adult Dependants' Grant, Parents' Learning Allowance and Childcare Grant as part of your application.

    Remember to give consent to share your information with us as part of your application so we can assess you for a University of Sheffield Bursary. As long as you do that, you don't need to do anything else to be assessed for the University's bursary when you start your course.

  • Book Easter travel early

    Cheap train tickets are usually released 12 weeks in advance. If you're travelling home at Easter book your travel now to save on the cost.

  • Organise next year's accommodation

    There's plenty of student accommodation available in Sheffield. Take your time finding somewhere that is right for you and your budget. The Student Advice Centre in the Students' Union can take a look at your contract for you and check everything is in shape.

  • Apply for accommodation

    Accommodation will be one of your biggest costs at university. Make sure you know how much your accommodation will cost and that you can afford it.

  • Walk instead of ride

    Now the weather is improving why not save a couple of quid a week and walk instead of catching a bus or tram. It's not only your wallet that will feel the benefit!

  • Apply for jobs

    The end of uni is quickly approaching. Time to start thinking about what comes next. Whether you want help with applying for jobs or applying for postgraduate courses make the most of the Careers Service.

  • Get support with your final year finances

    Remember you'll get slightly less Maintenance Loan this year so you may start to run out of money. If your funds are running low don't panic! Get in touch with the Student Advice Centre in the Students' Union who can help you look at your budget and make sure you're accessing all of the funds you're eligible for.

  • Confirm childcare costs

    If you've received a Childcare Grant this year don't forget to complete and return your CCG2 form to confirm your childcare costs for the term.

  • Final student loan instalment of the year

    The final student loan instalment of the year will be paid shortly after Easter. Remember that this is supposed to last you until next year, so if you're going to run out of funds over the summer you'll need to look for a job during the summer holidays.

  • Plan for graduation

    Hopefully you'll be graduating this summer. Remember there are things you'll need to pay for to attend - tickets, robe, pictures. Work the costs in to your budget so it's not a shock when summer arrives.

  • Final student loan instalment

    The final student loan instalment of the year will be paid shortly after Easter. Remember you'll get less Maintenance Loan than in previous years. If you're facing hardship you may want to apply for the University's hardship funds.

  • Maximise your income

    Do you have any time to do paid work? Could you look for work over the summer and save your wages ready to use when you start university?

  • Deadline to apply for funding

    You'll need to submit your Student Loan application before the end of May if you want to guarantee all of your funding is in place for the start of term in September.

    Don't panic if you don't get it submitted in time though. You'll still be assessed for your funding and the University of Sheffield Bursary but it may be slightly delayed.

  • Next year's reading lists

    Have you got your reading list for next year? Get ahead of the game and buy your books second hand by looking our for 'for sale' notices in your department. You could try putting up a 'wanted' sign too.

  • Reclaim TV licence

    If you've paid for your TV licence for the full year you can apply for a refund for the months your accommodation will be empty.

  • Create a budget

    Now it's getting closer to the start of term it's time to make a budget. Our Money Planner will help you do this and minimise your expenses. Don't forget to plan for things like sports and societies costs, Christmas and insurances.

  • Re-apply for your student loan

    You have to reapply for your student loan each year. If everything is staying the same you just need to tick the box in your application. If you're changing course or have decided to go on a year abroad - this is the time to let Student Finance know.

  • Split your utility bills when you move out

    If you are sharing a house all of you are responsible for the utility costs. Register everyone’s name with each company so that you are all liable for the bill. Make sure you take readings when you move out and pay the balance.

  • Confirm childcare costs

    If you've received a Childcare Grant this year don't forget to complete and return your CCG2 form to confirm your childcare costs for the term.

  • TV licence refund

    If you've paid for your TV licence for a full year but move out during the summer you can apply for a refund for the months you're away.

  • Sell, sell, sell

    Now it's nearly time for your student days to come to an end make a few extra quid by selling those things you won't need any more. Furniture, text books, fancy dress outfits; there's a good chance you won't use them again so get them sold.

  • Claim benefits your entitled to

    Once you've finished your course you may be able to claim some benefits. The Benefits Calculator will give you a good idea what you might be eligible for.

  • Pay accommodation deposit

    When you've accepted your accommodation contract you'll need to pay your deposit. This is held in case you are responsible for any damage or cleaning issues in your flat.

  • Get a job

    The summer vacation is a good time to get a job and start saving some money for the next academic year. The Job Shop in the Students' Union can help you find and apply for jobs.

  • Understand your loan

    Make sure you understand how your student loan works and when you're going to start repaying it. The Student Loan Repayment website will help you get your head around it, if you haven't already.

  • Choose a bank account

    There are lots of student bank accounts to choose from, make sure you choose the one that suits you best. Money Saving Expert produces a handy guide each summer to help you compare what's available. If you do open a new bank account remember to update your Student Finance application so your loan gets paid in to the right account.

    Sign up for internet banking too so it's easier to keep an eye on your finances.

  • Results day

    If you change your course or university through Adjustment or Clearing on results day make sure you update your Student Finance account.

  • Look for a part-time job

    If you want to increase the amount of money you have to spend you might want to consider getting a part-time job. The Job Shop can help you find suitable work for your time at university.

  • Contents insurance

    It’s really important that you get contents insurance to protect your personal possessions. Shop around and compare the best deals. Money Supermarket is a good place to start.

  • Review your Student Finance application

    It's worth having a quick check of your Student Finance application to make sure everything is up to date so your funds are paid on time. Key things to check are your contact information, course you're studying and bank account details.

    If also important to check you've sent off all of the required evidence and that your sponsor/s (parent/s or partner) have too.

  • Check your student loan

    As it's nearly time to head back to Uni it's a good idea to have a look at your Student Finance account and check everything is in order.

  • Reclaim your money

    When you move out of your rented accommodation check that you haven't overpaid for utilities and that you've got your house deposit back.

  • Take a final look at your budget

    Make sure you've got your budget in place for the start of term. Our Money Planner will help you plan your finances and highlight any potential shortfalls.

  • Intro week

    Your maintenance loan will be paid into your bank account a couple of days after you register. Make sure you have some money to enjoy your first couple of days.

  • Make time to spend it!

    Don't forget to get the most out of your time at university - there is no point having a workable budget if you don't use it! Make time to experience some of the extra academic and social things on offer whilst you are a student.